Legal Help for Food Delivery Accident Victims

New York City is home to almost every type of food imaginable, from massive chain restaurants to boutique bakeries and bistros. The wealth of options has simplified the lives of some residents with specialized tastes, demanding food from only select restaurants. Before the advent of food delivery apps, these customers would have to trek across multiple neighborhoods for specific meals, but now they can easily request a driver pick up their order for them.

Sadly, these on-demand services come with several risks, including careless delivery drivers. Drivers may become rushed by a delivery company or customer to complete an order quickly, which can lead to speeding, reckless turns, and distracted driving. When they are not careful, other drivers, pedestrians, and cyclists can easily become the victim of a serious and costly auto accident.

Victims of delivery driver accidents do not deserve to suffer under a mountain of medical bills over a simple take-out order. Instead, they deserve fair representation in an auto accident claim from an experienced New York food delivery accident attorney. If you were injured in an accident with a food delivery driver, contact the legal team at Wingate, Russotti, Shapiro & Halperin, LLP, by calling (212) 986-7353 to discuss your case.

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Types of Delivery Services in NYC

Several services operate throughout New York’s neighborhoods, including:

  • Uber Eats
  • Postmates
  • DoorDash
  • Grubhub
  • Instacart
  • Wholefoods through Amazon Grocery
  • Takeout orders for a specific restaurant

Food delivery apps have spread throughout the country and become extremely popular in New York, but they are not the only delivery drivers on the road. Many restaurants still operate their own delivery services by phone or online. This is especially common for pizza delivery companies who want to control the delivery times and expectations of customers. Sadly, most drivers are not given specialized training for navigating New York roads and can become involved in an accident.

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Why Do Delivery Accidents Occur?

Driving in New York City can be stressful, especially for delivery drivers. They are expected to stick to tight schedules, take as many orders as possible to maximize their payout, ensure the food is delivered safely, and meet every customer’s demands, as many rely on customer tips and ratings. Their safe driving habits can quickly be pushed aside during a delivery, resulting in:

  • Speeding
  • Not checking blind spots
  • Rolling stops at intersections
  • Reckless left-hand turns
  • Failing to use turn signals
  • Distracted driving due to customer calls and texts, their GPS, and delivery app notifications
  • Fatigued driving due to driving all day or night
  • Confusion, if they are unsure about a neighborhood or where to park
  • Cruising to find more orders

Anyone of these negligent actions can open a driver up to liability in the event of an accident, however, the insurance policies for delivery drivers are rather complicated compared to a standard auto accident.

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Liability Policies for On-Demand Deliveries

Drivers for food delivery apps are required to have personal auto insurance policies, however, these policies often do not cover accidents that occur when a driver is using the vehicle for work. Instead, drivers should take out commercial policies, but many do not. Luckily, most food delivery companies that utilize third-party drivers have liability coverage in cases of property damage and bodily harm, meaning you may be covered under that policy after an accident.

However, the specifics of the policies and when they apply do differ depending on what service the driver was delivering for, including:

Uber Eats: Like Uber’s rideshare services, there is a liability policy in place in the event of an accident involving bodily harm or property damage. If a driver is in the middle of a delivery, either on the way to pick-up or drop-off food, they are covered by a $1,000,000 policy limit. If they are live on the Uber app for but have not picked up an order, the policy is $50,000 in coverage for personal injuries, $100,000 per accident, and $25,000 for property damage.

Postmates: Postmates provides liability insurance in excess of the driver’s personal policy. If the damages you suffer exceed the driver’s policy limit, then Postmates provides up to $1,000,000 in coverage if the driver was on the app at the time of the accident.

DoorDash: Doordash’s policy is almost exactly like Postmates, providing $1,000,000 in coverage in addition to the driver’s personal policy.

Grubhub: Grubhub currently does not have a liability policy in place in the event of an accident involving a delivery driver. As such, your claim might be with the driver’s personal policy, which may deny coverage if the driver was in the middle of an order.

Instacart: Like Grubhub, Instacart does not have a liability policy for delivery drivers and you may have to file a claim directly with the driver’s personal or commercial auto insurance policy, if available.

Amazon Grocery: While Amazon traditionally does not have a liability policy for delivery drivers, grocery deliveries are processed through Whole Foods, which does have a commercial auto insurance policy that includes a $1,000,000 policy per accident involving bodily injury or property damage.

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Knowledgeable Representation After an Accident

At Wingate, Russotti, Shapiro & Halperin, LLP, our attorneys have a wealth of experience negotiating with at-fault insurance providers to reach fair settlements for our clients and advocating on their behalf in a trial. We have a thorough understanding of the New York court system and are prepared to pursue every avenue available to hold at-fault delivery drivers accountable for their actions. Contact us at (212) 986-7353 to secure the representation of a knowledge New York delivery driver accident attorney.

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Our Car Accident Case Results

$8.3 Million - New York State Record-Setting Verdict for Single Level Cervical Discectomy

Pursuant to the New York Jury Verdict Reporter, WRSH partner Frank J. Lombardo obtained the highest recorded verdict in the State of New York for a single level cervical discectomy.

Frank Lombardo

$6.2 Million - Intersection Accident

Andrea V. Borden was able to obtain a jury verdict in the amount of $6.2 million on behalf of our client, a 60-year-old Brooklyn woman involved in a motor vehicle accident.

Andrea Borden

$5.5 Million - New York Motor Vehicle Accident

WRSH partner Bryce Moses obtained a verdict in the amount of $5,500,000 for our client who was exiting the Staten Island Expressway when her motor vehicle was struck by a Con Edison van.

Bryce Moses

$4.9 Million - NY Car Accident Injury

Our client, a man in his 30s, was standing next to the rear of a truck while working as an assistant mover, when the defendant driver struck a middle car in the rear and propelled it into our client.

Philip Russotti

$3.5 Million - Young Woman Run Over By Garbage Truck

Bryce Moses represented a young woman who was run over by a garbage truck in Brooklyn that shattered her ankle in three places.

Bryce Moses

$3.3 Million - Client Struck By Van While On a Scooter

Partner Jason Rubin obtained a large settlement for a man who was injured after being struck by a van while on a scooter.

Jason Rubin

$3 Million - NY Motor Vehicle Accident

Joseph Stoduto and Cliff Shapiro were able to obtain a settlement in the amount of $3,000,000 on behalf of a forty-five year old man from Queens who suffered injuries to his neck and lower back in a crash.

Joseph Stoduto, Clifford Shapiro

$2.9 Million - NY Access-A-Ride Van Accident

WRSH attorney settled the case of our client who was hit by an Access-A-Ride van after mediation and before trial for $2.9 million dollars.

Joseph Stoduto

$2.8 Million - Three Car Auto Accident in NY

WRSH Partner obtained a $2.8 million settlement during trial for our client who was involved in a 3 car accident. The plaintiff was struck twice from behind in a rear-end collision involving two vehicles.

WRSH LLP

$2.75 Million - NY Intersection Car Accident

Phil Russotti and Kenneth Halperin obtained a settlement for our client in the amount of $2,750,000, in this case in which the plaintiff's motor vehicle was struck in the rear.

Philip Russotti, Kenneth Halperin

$2.75 Million - Rear-end Van Accident in Queens

Douglas Milch obtained a large settlement for a group of individuals injured in a van accident in Queens on the Grand Central Parkway.

Douglas Milch

$2.5 Million - Auto vs. Pedestrian Accident in New York

Phil Russotti obtained a 2.5 million dollar settlement for a 57 year old man who was struck by a car while walking his dog on the side of a roadway that did not have sidewalks.

Philip Russotti

$2.5 Million - New York Motor Vehicle Accident

Kenneth Halperin obtained a combined settlement in the amount of $2,500,000 for a 66 year old woman and her 32 year old daughter who were injured in a motor vehicle accident.

Kenneth Halperin

$2.5 Million - Man Struck By Car Walking Dog

Phil Russotti obtained a 2.5 million dollar settlement for a 57 year old man who was struck by a car while walking his dog on the side of a roadway that did not have sidewalks.

Philip Russotti

$2.281 Million - Van Rear-Ended by Tractor-Trailer

William Hepner obtained a substantial settlement at mediation for a girl who was 8 years old when the van she was in was rear-ended by a tractor-trailer carrying a load of fuel.

William Hepner

$2.25 Million - Permanent Injuries from Rear-end Accident In The Bronx

WRSH attorney recently settled a case for a client who sustained permanent neck and back injuries after being rear-ended in the Bronx.

WRSH LLP

$2 Million - Intersection Accident in Brooklyn

WRSH attorneys Joseph Stoduto and Andrea Borden were able to obtain a recovery after trial in the amount of $2,000,000 on behalf of our client, a 60-year-old housekeeper from Kings County.

Joseph Stoduto

$2 Million - New York Rear-End Collision

WRSH attorneys Joseph Stoduto and Kenneth Halperin were able to obtain a settlement in the amount of $2,000,000 on behalf of our client, a 45-year-old man from Queens County.

Joseph Stoduto, Kenneth Halperin

$2 Million - Rear-Ended by a School Bus

WRSH attorneys Joseph Stoduto, Bryce Moses, and Nicole Gill were able to obtain a settlement in the amount of $2,000,000 on behalf of our client, a 50-year-old woman from Kings County.

Joseph Stoduto, Bryce Moses, Nicole Gill

$2 Million - NY Rear-End Accident

WRSH attorneys Joseph Stoduto and Kenneth Halperin were able to obtain a settlement in the amount of $2,000,000 on behalf of our client, a 40-year-old woman from Kings County.

Joseph Stoduto, Kenneth Halperin

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