The most common types of property damage are caused by water, and while it may seem like an innocuous inconvenience at first, even a small leak can actually have long-term effects that are both costly and hazardous to your health if not dealt with immediately. An experienced NY property damage attorney at Wingate, Russotti, Shapiro & Halperin, LLP can guide you throughout the process of obtaining the compensation you are owed if your property has sustained water damage. Call us at (212) 986-7353 to discuss your claim.
Any number of sources can cause water damage to a property, including:
- Storms and other natural disasters
- Sewage backups
- Broken water pipes
- Extinguishing flames
- Leaking appliances
- Roof and window leaks
Whether water damage occurs slowly over time or as suddenly as a natural disaster, it can easily leave behind serious damage, such as rotted wood, rusted steel, mold and mildew, and sink holes. A knowledgeable lawyer will not only help you investigate the cause of the damage, but also guide you through the legal process and complex negotiations that are often involved in property damage claims.
Immediately after discovering water damage on a property, take photographs of the damage and then make temporary repairs to prevent further damage from occurring. Save receipts for any repairs you have made, and then contact your insurance company representative to file a property damage claim.
Commercial and homeowners’ property insurance policies can cover a wide variety of claims; therefore, it is important to consult with a knowledgeable New York property damage attorney to understand whether the water damage to your property is covered by your policy. Our legal team will investigate your claim and determine what steps are necessary to protect your rights and legal options.
Once you have filed a property damage claim, a claims adjuster will assess the damage and determine the extent of the insurance company’s liability, as well as the settlement amount you are eligible to receive in order to repair the property. However, if your claim is denied or you believe that the settlement amount is not fair or accurate, a knowledgeable property damage lawyer will help you challenge the insurance provider in the event that you are treated unfairly.
Contact the New York water damage attorneys at Wingate, Russotti, Shapiro & Halperin, LLP to help protect your interests and to guide you through the insurance claims process. Our team of experienced lawyers will fight to ensure that you receive the fair and just compensation you are owed. For a free consultation, please call us at (212) 986-7353.