Even minor storms can cause serious damage to commercial and residential properties, and when insurance companies offer less than adequate coverage for a valid claim, the best option is to contact a skilled storm damage attorney. At Wingate, Russotti, Shapiro & Halperin, LLP, we understand how devastating it can be to see your property sustain storm damage and then to face a denied insurance claim or bad faith insurance tactics. To learn more about how we may be able to protect your best interests, please call (212) 986-7353 to schedule a consultation.
Since storms often have a variety of destructive elements, such as high winds, flooding rain, hail and lightning, it is not uncommon that a property can sustain damage on multiple levels. If your home or business has been impacted by a storm, you may be entitled to receive compensation for the following damages:
- Roof damage
- Water damage or flooding
- Fire damage
- Mildew or mold
- Electrical or plumbing damage
- Structural damage
- Downed trees
The aftermath of a storm can be both costly and emotionally overwhelming, depending on the severity of damage. Rather than face the insurance company alone, protect your claim by enlisting the help of an attorney who has extensive experience handling property damage cases.
Even when a property owner pays his or her insurance policy premiums, the insurance company may wrongfully deny a valid property damage claim or stall providing an adequate payment. If you believe that your insurance provider is acting in bad faith, you may be able to pursue punitive damages and recover compensation in excess of your policy limits.
Bad faith insurance tactics include, but are not limited to, the following:
- Failing to investigate a claim in a prompt and thorough manner;
- Unreasonable interpretation of insurance policies;
- Offering inadequate reimbursement or a lowball settlement;
- Concealing facts about a claim;
- Altering the insurance policy without consulting with client.
Insurance companies are obligated to fulfill the binding contract that was signed with a policy holder; therefore, acting in bad faith can be counted as a civil injury. If you believe you have been treated unfairly by an insurance provider, please do not hesitate to contact an experienced New York property damage lawyer to defend your rights.
The attorneys at Wingate, Russotti, Shapiro & Halperin, LLP are committed to protecting the rights of insurance policyholders in New York. If you believe that your insurance claim is valid and was denied unjustly or handled in bad faith, call us at (212) 986-7353 for a free evaluation of your claim.