When a natural or manmade disaster occurs and causes damage to your residential property, you expect the insurance policy that you have been paying for will help cover the repair costs. Unfortunately, it is becoming more and more common that insurance providers will attempt to deny or underpay any type of property damage payout, despite the legitimacy of the owner's claim. At Wingate, Russotti, Shapiro & Halperin, LLP, our experienced NY property damage lawyers will fight on your behalf to ensure that you get the help and compensation you deserve. We encourage you to take action as soon as possible by calling us at (212) 986-7353 for a free consultation.
While a residential property owner is responsible for taking the necessary precautions to protect his or her home from damage, not every hazard can be prevented. In the event of catastrophic property loss, families can suddenly become homeless and owners of tenant occupied properties may begin losing significant profits. That's why residential property insurance is a valuable defense for owners of various types of residential properties, such as single-family homes, multi-family homes, and apartment complexes.
Common types of property damage covered under residential property insurance include:
The legal team at WRSH can investigate the cause of the property damages as well as make an inventory of the personal property and contents that have been lost. We will be able to provide aggressive, efficient representation to help you rebuild your property and protect your financial investments.
In order to get full and fair reimbursement for residential property damage, it is often necessary for owners to overcome a number of obstacles with an insurance company that only has its own interests in mind. Insurers will even take advantage of the many loop holes and fine print hidden in their policies in order to avoid paying property damage claims. Hiring a skilled property damage attorney who is familiar with the misleading tactics that an insurance company might use can help you obtain the rightful reimbursement amount that you were promised.
At WRSH, our New York residential property damage lawyers have experience challenging insurance companies for using deceptive practices against our clients, such as:
- Refusing to pay the adequate value of a claim,
- Claiming the damage is not covered by your policy,
- Failing to investigate the claim properly and in good faith, and
- Undervaluing the damage and offering an inadequate amount.
The property insurance attorneys at Wingate, Russotti, Shapiro & Halperin, LLP are experienced at handling the property damage claims process from beginning to end with successful results. We can begin by reviewing your policy and determining the amount you are entitled to receive, and also investigate the damage your property has endured. If your insurer is acting in bad faith, we can also challenge the company's settlement or denial on your behalf and even pursue statutory damages for illegally denying a claim.
Contact us to discuss your claim at any time during the claims process. Our aggressive attorneys can fight on your behalf to ensure that you are treated and compensated fairly. Please complete an online contact form or call (212) 986-7353 to schedule a free consultation.