It is not uncommon for insurance providers to take advantage of the many loop holes and exclusions hidden in the complex language of their insurance policies in order to avoid paying property damage claims. That is why it is so important to hire an accomplished attorney who understands the deceptive tactics that an insurance company might use against their own policyholders.
At Wingate, Russotti, Shapiro & Halperin, LLP, our NY property damage attorneys understand that property insurance claims adjusters are working for your insurance company and do not have your best interests in mind. If you are facing the many obstacles that come with property damage, it is crucial to have a knowledgeable insurance claim attorney to help investigate and appraise the damage to your residential or commercial property. Call (212) 986-7353 to schedule a free and confidential consultation.
In many cases, insurance providers will attempt to delay, deny, or undervalue a policyholder's coverage in order to protect the company's interests. If you believe your claim has been wrongfully denied or that you have been offered an inadequate settlement, you may want to hire an attorney to help you determine whether you have a valid claim against the insurance company.
Common reasons for challenging an insurance company include:
- The insurer claims the damage is not covered by your policy,
- The insurer refuses to pay or estimates the damage costs much less than the actual value,
- The insurance provider delays, neglects or gives you the run around on your claim,
- Failing to investigate a claim in good faith and denied coverage;
- Offering inadequate reimbursement or undervaluing the damage;
- Presenting misleading facts about a claim.
Property damage disputes are usually handled by a three-appraiser panel. The insurance company and the property owner's lawyer will each select an appraiser to investigate the claim. An independent appraiser will act as a neutral third party to evaluate the property damage, as well. The three appraisers will then decide the insurance award amount based on how much it will cost to repair or completely replace the property. Our property damage attorneys are experienced at handling the appraisal process and will work tirelessly to secure a fair appraisal and settlement for our clients.
The New York property damage appraisal lawyers at Wingate, Russotti, Shapiro & Halperin, LLP will work with you to ensure that you are treated fairly and receive adequate compensation from your insurance company. We will review your policy and determine whether you are entitled to receive financial coverage, and also investigate whether your property has been adequately insured for the damage it has endured. In cases of unfair or bad faith insurance practices, our legal team will challenge the insurance provider's lowball settlement or denial on your behalf.
Our property insurance attorneys are dedicated to providing effective representation for insurance policyholders in New York. If you believe that your legitimate insurance claim was denied or mishandled by the insurer, please contact an aggressive attorney to review your case and to fight on your behalf. Call us at (212) 986-7353 for a free evaluation of your claim.