As a property owner, there are a variety of issues to tackle in the event that your home or business is damaged by natural forces or human error. Oftentimes, you must act quickly to ensure that your insurance company provides fair and just compensation to cover repair costs. The NY accident attorneys at Wingate, Russotti, Shapiro & Halperin understand that insurance companies often attempt to delay or deny a property damage claim for the sake of making a profit. That's why it's important to have an experienced property damage rights legal team on your side to make sure you are treated fairly and obtain the maximum compensation you were promised.
New York insurance policies for home or business owners usually cover a wide range of claims. However, it is not uncommon that owners do not know what damages are covered by their policy. An experienced attorney will help you understand exactly what your policy covers and then work tirelessly to defend your right to receive fair reimbursement.
Some of the more common causes of property damage include:
- Construction defects
- Pipe bursts/water leak
- Foundation cracks
- Failure to inspect or repair faulty machinery or structures
Homes and businesses are susceptible to countless damages that can quickly decrease the value of the property. While property insurance is supposed to protect owners from disasters and negligence, a skilled lawyer may be necessary to protect property owners from being taken advantage of by his or her insurance company.
Our NY property damage lawyers can help owners of various types of properties including:
- Apartment complexes
- Office buildings
- Rental property
- Medical clinics
- Places of worship
- Shopping centers or malls
Unfortunately, just because an insurance company claims to have your best interests in mind, far too often, insurers will use deceptive tactics to make it difficult for property owners to get full reimbursement. Insurance companies want to protect their bottom line; however, refusing to honor a binding contract such as an insurance policy is not only considered bad faith but also a civil injury. You may be entitled to receive statutory damages if you are able to assert a breach of insurance contract claim or "bad faith claim" against the insurance company.
The New York property damage attorneys at Wingate, Russotti, Shapiro & Halperin, LLP are well-versed in property rights and will work tirelessly to help you obtain the compensation you deserve. We will not only be able to investigate your case and look out for your best interests, but also help you deal with the mountain of paperwork involved with filing a property damage claim. It is crucial that residential or commercial property owners act quickly after a disaster. Please do not hesitate to call us at (212) 986-7353 for a free consultation to discuss your case and learn more about the legal options available to you.